Rates are trending down. Subscribe to rate alerts.

Be the first to know when mortgage rates make a move. Stay informed. Save money.

Notify me of rate drops
Check rates
About us

Let's embark on the journey of how it all started

Our pledge to excellence in providing personalized mortgage solutions for your unique path to financial success and homeownership.

Get in touch

Our Story

Coby Pegues
President & Mortgage Loan Originator

We are a licensed, local mortgage broker with more than a decade of mortgage experience. We are independent and do not work for a specific bank or lender. That independence is your secret home financing weapon, since we can shop multiple wholesale mortgage lenders on your behalf — giving you access to more home loan options than what a bank or online lender can offer.

The result is typically a cheaper, faster and easier mortgage for you.

14 days

Avg. Closing Time

Excellent

Reviews

10+

Years of mortgage experience

HOW IT WORKS

Step By Step Process To Get U Home!

1
Connect & Discover

We begin with U — yoUr goals, yoUr timeline, yoUr home.

2
Get Pre-Approved

Apply & Qualify — discover yoUr true home power.

3
Find YoUr Home

Connect with trusted realtors and tools to shop with confidence.

4
Lock YoUr Rate

Secure yoUr rate so yoUr payment stays predictable.

5
Loan Processing

Docs verified. Appraisal ordered. Updates every step.

6
Underwriting Review

Underwriter reviews yoUr file for final approval.

7
Clear To Close

YoU’re approved and ready — closing day is near

8
Closing Day

Sign, celebrate, and grab the keys to yoUr new home.

Our presence

Licensed in Georgia

Our team

Meet our team of mortgage experts

Coby Pegues
Loan Officer  |  NMLS #2556341
View profile
Conrad Van
Loan Officer  |  NMLS #1951251
View profile
Jessica C Pegues
Loan Officer  |  NMLS #2556340
View profile
Marianne Bendross
Loan Officer  |  NMLS #2681036
View profile

Take your first step towards your home loan journey